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本帖最后由 理财师Mary 于 2016-9-5 23:03 编辑
Setting up a spousal RRSP account and making contributions to it in the name of your lower earning partner is a powerful tax savings tool. You get exactly the same advantage you would have got if you were putting money in your own RRSP, but when the money is withdrawn it's taxed at your lower-income spouse's rate.
however, there is an attribution rules if you need to get money out right away.
温村的小伙伴们,你们知道嘛? 家庭退税做RRSP, 可以考虑开配偶账户,尤其是当配偶的工资水平低于你自己的工资水平。你拿到的延税功能是一样的,以后取钱的时候也会按低收入配偶的税来收。
有什么问题问Mary吧。
税务,理财,保险,一条龙服务哦。
微信: Mary58
电话 204-951-8986
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